See the different risks for pensions vs. 401(k)s and for the plan designs in between
How Can You Compare Alternative Retirement Plan Designs?

Between the traditional defined benefit pension plan and the 401(k)-type defined contribution plan, a number of alternative plan designs exist. Each can be viewed in light of the economic uncertainties, regulatory complexity, accounting rules and plan objectives that the plan’s trustees identify as priorities – and that is what makes each plan’s situation unique.

When considering making changes, trustees also need to balance the concerns of the fund with the needs of the participants. Taken altogether, it can be overwhelming.

In order to facilitate these discussions, Segal developed a proprietary tool – the Retirement Spectrum – that can be used to compare plan alternatives while honing in on the factors most important to the plan’s future. In a short video, Consulting Actuary David Strom demonstrates how the interactive tool can help trustees weigh a number of factors and options.
View the video ›
 

Keeping Up with the Pension Risk Series

If you received this email from a colleague, you can subscribe to email notices of when new content is added.

Visit the pension risk page on our website to find additional resources as well as previous distributions.
Copyright © 2019 by The Segal Group, Inc. All rights reserved.
333 West 34th Street, New York, NY 10001